Track your spending with voice notes, understand your habits, and take control of your money — in under 5 minutes a day.
Free forever · No card required · No bank linking
Balance
₹48,320
This month
−₹12,480
Saved
₹6,200
Category breakdown
Latest activity
Zomato · Dinner
Food
Salary · Aug
Income
Uber · Airport
Travel
Preview — actual dashboard from a demo account.
You earn well, but the month always ends broke. This isn't about budgeting — it's about seeing where the leaks are, so you can plug them.
Speak your expense — "Paid 500 for groceries at DMart" — Personal FT parses it and files it in the right category.
Category-wise analysis and monthly reports show your biggest lines, spikes, and subscriptions you forgot about.
No bank linking, no scraping, no data-selling. You own it. Export any time.
Get actionable feedback, category breakdown, and streaks — inputs that build better finance discipline.
The everyday change once tracking becomes effortless.
Install Personal FT as a Progressive Web App and the icon lives on your phone's home screen. One tap opens Quick Add. No app store, no download nag, no permission theatre.
Get startedVoice Add
You said
“Paid 500 for groceries at DMart”
Email + password. Or Google, one click. That’s it.
Just the name and opening balance. No connections, no scraping.
Four lines. Dashboard fills in. You start seeing patterns.
No trial, no paywall, no subscription. Sign up and track your money.
No card, no subscription, no upsell
No credit card required. No paywall, ever.
Quick answers to the things new users ask most.
Nothing. Personal FT is free forever — no trial, no paywall, no subscription. Sign up with email and start tracking.
No. Personal FT is built for people who never learned "budgeting" — log what you spend, and the reports explain the rest.
Under 5 minutes. Voice-log a spend in seconds, glance at the dashboard once a day. That is the whole workflow.
No. Personal FT never asks for bank credentials. You enter transactions with voice, quick-add, or a CSV import — that is the whole point of the privacy angle.
Yes. Data is stored per-user with row-level security, encrypted in transit, and you can export or delete everything from settings at any time.
No. Personal FT replaces the spreadsheet — categories, reports, budgets, and monthly summaries are built in.
Yes — installable as a PWA on both Android and iOS. Icon on home screen, one tap opens Quick Add. Feels like a native app.
Personal finance doesn't have to be complicated. Build better habits, understand your spending, and take control — in just 5 minutes each day.
Get started freeFree forever. No card, no paywall.